Credit Policy of Commercial Banks in Uzbekistan: Its Formation and Implementation
Keywords:
loan, asset, interest rate, credit risk, credit policy, credit monitoring, credit quality, diversification, loan portfolio, commercial bank, Central Bank, Supervisory Board, collateral, customer.Abstract
One of the key tools that reflects the efficiency of a commercial bank in the context of risk
and credit management is its credit policy. This article discusses the essence and importance of the credit
policy of the bank, examines in detail its structural components, analyzes the problems associated with the
formation of credit strategy of commercial banks, and offers recommendations for its improvement.